About r/Finanzen
In its own words:
Willkommen auf r/Finanzen, wo es um deine Finanzen geht! Für erste Schritte im Bereich ETF Investieren schaue gerne in unser Wiki rein. Für "kleine" Fragen nutze gerne den gepinnten wöchentlichen Thread. Wenn du etwas siehst, was gegen die Regeln verstößt, melde es gerne über die "Melden" Funktion. Ansonsten viel Spaß bei uns! :-)
Community guide
r/Finanzen (#872, about 1.2 million subscribers) — Willkommen auf r/Finanzen, wo es um deine Finanzen geht! Für erste Schritte im Bereich ETF Investieren schaue gerne in unser Wiki rein. Für "kleine" Fragen nutze gerne den gepinnten wöchentlichen Thread. Wenn du… A recent sample averaged 31 posts a day (~73% text, ~12% link, ~9% image). Its public rules include: Keine Werbung; Anfängerfragen/Low effort; Keine Politik; Kein Hass, Unhöflichkeit, Angriffe oder Polemik.; Keine Illegalen Aktivitäten.
What belongs here
Stay inside the room’s stated scope rather than adjacent off-topic dumps. Self-promotion and ads are limited—read those rules before linking your own work. Low-effort or empty shitposts are often removed—add real context.
How it differs from lookalikes
Prefer this room when your post matches its description and rules—not merely a larger sibling community. Skim the full public rule list once rather than assuming defaults from similar subs.
Practical pointers
Read the live sidebar/rules before posting; rules can change. Common flairs include: Anderes, Budget & Planung, Altersvorsorge, Investieren - ETF.
The community was created on Dec 29, 2014, which makes it 11 years old. Since Nov 2, 2026, it has gained 1,340 subscribers (+0.11%). It sits just behind r/homegym (#870) and ahead of r/weirddalle (#872) in our ranking.
What sets r/Finanzen apart
Compared with other large communities, r/Finanzen leans heavily on text posts (73% of recent posts; the typical Top 100 subreddit sits at 35%). It is a discussion-heavy community, with about 35.3 comments per post over its lifetime versus a Top 100 median of 13.0. It is also one of the faster-growing big communities: its 0.88% gain since Sep 19, 2026 beats 87% of the Top 100.
Subscriber growth
Between Sep 19, 2026 and Nov 9, 2026, r/Finanzen grew from 1,208,831 to 1,219,478 subscribers (+10.6K, +0.88%). That is about 209 new members per day. The chart shows 10 weekly subscriber counts.
Top posts on r/Finanzen this week
What the community upvoted most over the last seven days, as ranked by Reddit (collected Nov 8, 2026).
- Aus aktuellem Anlassu/Puzzleheaded-Lynx212 · Nov 2 · image
- Lolu/ProfessorProtecc · Nov 5 · image
- 289 bis 309 € für einen Schulranzen, ist das noch normal?u/DavDar66 · Nov 7 · image
- Abfindungswerbung direkt an der BMW-U-Bahn-Stationu/i_like_maps_ · Nov 4 · image
- Rentenerhöhung 2027: 4,09 Prozentu/KingJohn24 · Nov 3 · link
- Meine persönliche Lebensmittel-Inflation aus 7 Jahren Kassenbons: +30 % von 2019 bis 2024 (gleicher Laden, gleiche Produkte)u/Ph0rm3nt0R · Nov 4 · text post
- Ist der Sparer-Pauschbetrag von 1.000 € noch zeitgemäß?u/Stunning_Analyst_467 · Nov 6 · text post
- EInmalzahlungen sind Raub am Arbeiteru/waatsup11 · Nov 4 · text post
- KI-Blaseu/No_awards_please · Nov 2 · image
- Black Rock hat die TER des iShares FTSE All-World von 0,12% auf 0,07% gesenktu/sevyger89 · Nov 1 · link
All-time top posts
The highest-ranked posts in the history of r/Finanzen, from 2021 to 2026, ranked by Reddit.
- Deutschland ist ein geiles Landu/CutOriginal9263 · Nov 22, 2024 · text post
- Okay so? Was kann ich noch optimieren?u/MuskelnUndSex · Jun 1, 2024 · image
- Aus gegebenem Anlassu/MisterGold6 · Mar 12, 2025 · image
- Komme kaum über die Runden, jemand Tipps ?u/PersonalityNervous41 · May 3, 2025 · image
- Infinity money glitch?u/TangerineDD · Nov 23, 2025 · image
- Oh Ihr Boomeru/BenderDeLorean · Dec 30, 2025 · image
- M17, AbiturientSep 16, 2021 · 5,230 points · 139 comments · image
- Das kleine 1x1 der Wirtschaftskriseu/Kongo_Mueller · Mar 21, 2023 · 5,801 points · 47 comments · image
- 100k geknackt 🥳u/OpeningEmergency7124 · Oct 14, 2026 · image
- Komisch, dabei bekommen wir doch mehr Geld. Da sollten doch die Gäste kommen?Dec 6, 2025 · image
What r/Finanzen talks about
We read the titles of 242 recent posts (Oct 29–Nov 4), the words that come up most are “und”, “die”, “wie”, “für” and “mit”. Other frequent themes are der, ich, bei, ihr, ist and oder. Recurring phrases include “tägliche diskussion”, “mit dem”, “diskussion november” and “würdet ihr”. By format, 73% are text posts, 12% are links and 9% are images.
Popular post flairs: Anderes (33), Budget & Planung (26), Altersvorsorge (21), Investieren - ETF (21), Investieren - Sonstiges (21), Steuern (16).
Activity and best time to post
r/Finanzen gets about 31 new posts a day. The public archive holds 164,109 posts and 5,800,367 comments in total, about 35.3 comments per post. Last week the busiest day was Wednesday (40 posts) and the quietest was Saturday (26). Posting peaks around 08:00 UTC and is lowest around 01:00 UTC.
Rules of r/Finanzen
The moderators of r/Finanzen list 13 rules. In short:
- Keine Werbung
- Anfängerfragen/Low effort
- Keine Politik
- Kein Hass, Unhöflichkeit, Angriffe oder Polemik.
- Keine Illegalen Aktivitäten
- Nur Deutsch oder Englisch
- Keine veränderten Titel
- Kryptodiskussionen sind begrenzt
- Sankeys müssen mit Erklärung als Textpost gepostet werden
- Keine Witze und themenfremde Kommentare in [Serious] Threads
How to join
Open reddit.com/r/Finanzen and press “Join”. Read the community rules in the sidebar before you post: every subreddit is run by its own volunteer moderators.
Frequently asked questions
How many members does r/Finanzen have?
r/Finanzen has 1,219,478 subscribers (Nov 9, 2026), which makes it the #871 safe-for-work subreddit in the SubMouse ranking. It added 10,647 members between Sep 19, 2026 and Nov 9, 2026.
When was r/Finanzen created?
r/Finanzen was created on Dec 29, 2014, so it has been around for 11 years.
Is r/Finanzen still active?
Yes. r/Finanzen gets about 31 new posts a day (average of the last four weeks). Over its lifetime the archive counts 164,109 posts and 5,800,367 comments. In a sample of 242 recent posts we counted 211 different authors.
What is the best time to post in r/Finanzen?
Based on post counts from Oct 29, 2026 to Nov 4, 2026, the busiest day was Wednesday and the quietest Saturday, and most posts arrive around 08:00 UTC, with the fewest around 01:00 UTC. More posts also means more competition, so a quieter hour can help a post get noticed.
What kind of posts are on r/Finanzen?
The community describes itself as: “Willkommen auf r/Finanzen, wo es um deine Finanzen geht! Für erste Schritte im Bereich ETF Investieren schaue gerne in unser Wiki rein. Für "kleine" Fragen nutze gerne den gepinnten wöchentlichen Thread. Wenn du etwas s…” Recent post titles often mention und, die, wie, für and mit. Most posts are text posts (73%).
Is r/Finanzen SFW?
Yes. Reddit does not mark r/Finanzen as an 18+ (NSFW) community. SubMouse lists safe-for-work subreddits only.
What are the rules of r/Finanzen?
Join the community on Reddit first, then use “Create post”. r/Finanzen accepts both text and link posts, with images and galleries enabled. It has 13 posted rules, starting with: “Keine Werbung”; “Anfängerfragen/Low effort”; “Keine Politik”. Moderators remove posts that break the rules, so read them in the sidebar before posting.
What subreddits are similar to r/Finanzen?
Communities with similar topics include r/vinyl (2.3M).
Stats from public data (data updated Nov 9, 2026; activity, rules and archive totals via the Arctic Shift archive, Nov 6, 2026; top posts from Reddit’s public feeds). Point and comment counts are archive snapshots and can be lower than on Reddit today. SubMouse is an independent directory and is not affiliated with Reddit or the moderators of r/Finanzen.